Privacy Policy & Terms

1 What We Do

Insurance Genius is a marketing service. We do not provide financial advice ourselves. Instead, we collect your information via quizzes and forms, and pass it to licensed insurance advisers ("our clients") so they can assist you.

2 Definitions

• "We", "Us", "Our" – Insurance Genius (insurancegenius.co.nz)
• "You" – A user of our website or quiz
• "Client" – A licensed insurance adviser who receives lead information
• "Personal Information" – Any information that can identify you, such as name, email, or insurance preferences

3 Data We Collect

We collect information you voluntarily provide, including:

• Full name
• Email address
• Phone number
• Age group and health information
• Income range
• Insurance goals and preferences

We do not collect banking details or IRD numbers.

4 Use of Your Data

We use your personal information to connect you with an insurance adviser. Your data may also be used to send relevant updates or offers, which you can opt out of at any time.

Once your data is shared, it is subject to the third party's own Privacy Policy. We are not responsible for their use, storage, or handling of your information.

5 Third-Party Tools

We use trusted third-party services such as Google Analytics, Meta Ads, and form builders. These services may collect anonymised usage data via cookies or tracking pixels. We are not responsible for the privacy practices of these platforms and recommend reviewing their respective privacy policies.

6 Storage and Security

Your data is stored using encrypted cloud platforms with commercially reasonable safeguards. No storage system is perfectly secure, but we aim to prevent unauthorised access, alteration, or misuse.

7 Consent

By submitting your information, you explicitly consent to:

• The collection of your personal information
• The sale or transfer of that information to one or more licensed insurance professionals
• Being contacted by phone, SMS, or email by an insurance adviser

You may withdraw consent at any time by emailing us at hello@insurancegenius.co.nz

8 Disclaimers

• Insurance Genius is not a licensed financial adviser or insurance company.
• We do not guarantee the performance, licensing, or conduct of any insurance adviser.
• We do not guarantee policy approvals or insurance outcomes.

9 Data Rights

You may request to access, update, or delete your personal data at any time. Please email us and we will respond within 30 days.

10 Cookies

We use cookies to optimise website performance, store preferences, and improve user experience. These may collect anonymised usage information. You can modify cookie settings through your browser.

11 Children's Data

Our site is not intended for use by individuals under 16 years of age. We do not knowingly collect data from minors.

12 Governing Law & Jurisdiction

This policy is governed by the laws of New Zealand. Any disputes arising from your use of this website will be resolved in the courts of New Zealand, and you consent to their jurisdiction.

13 Changes to Policy

We may update this Privacy Policy & Terms of Service from time to time. Changes will be posted to this page with a new effective date.

14 Contact Us

For privacy concerns, data requests, or feedback: